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VA Loan vs Conventional Calculator
Enter price, APR, term, VA funding-fee percentage, conventional down payment, and annual PMI rate. Compares upfront cash, monthly payment early-years, and estimated PMI drop-off month.
VA — cash to close (est.)
$0
Conventional — down payment
$20000
VA — monthly P&I (funding fee financed)
$2650.17
Conventional — monthly P&I + PMI
$2686.34
Conventional — months paying PMI
139
Conventional — total PMI paid
$30812
VA funding fee (financed into loan)
$8600