Free Calculator

Medical-Bill Negotiation ROI Calculator

Enter the bill total and estimated reduction rates at each stage. Shows the final amount owed, gross savings, and effective hourly return on your negotiation time.

Hospital bill total ($)

Coding-error correction (%)

Insurer-rate negotiation (%)

Prompt-pay discount (%)

Charity-care write-down (%)

Hours spent negotiating

Your hourly value ($)

After audit

$17020

After insurer-rate reset

$9361

After prompt-pay

$7957

Final amount owed

$7957

Gross savings

$10543

Effective hourly return

$1757/hr

Net savings (after time)

$10243