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Free Calculator

Debt Snowball Calculator

The snowball method targets your smallest balance first for psychological wins. Compare it against the avalanche method below.

Name

Balance ($)

APR (%)

Min Payment ($)

Name

Balance ($)

APR (%)

Min Payment ($)

Name

Balance ($)

APR (%)

Min Payment ($)

Extra monthly payment ($)

Snowball (smallest first)

24 months

$1251 total interest

Avalanche (highest APR first)

22 months

$1149 total interest