Credit Utilization Optimizer
Find the optimal way to allocate payments to minimize your utilization
Your Credit Cards
$
$
Current Utilization30.0%
$
$
Current Utilization8.0%
$
$
Current Utilization55.0%
Available Payment Amount
$
Enter the amount you have available to pay toward your credit cards
Utilization Summary
Current Overall
23.7%
After Payment
21.1%
↓ 2.6% reduction
Optimal Allocation
Citi Double Cash
55% → 43%
$500