Free Calculator
Credit-Builder Loan ROI Calculator
Enter the credit-builder loan amount, APR, term, admin fee, expected score lift, next-loan balance, and APR reduction per score point. Estimates net ROI in year-one dollars.
Monthly payment
$87.45
Total interest + fees
$64
APR reduction on next loan
0.70%
Est. interest savings, year one
$175
Net ROI (year one)
$111