Free Calculator
Credit Age Impact Calculator
Enter your current tradelines and average age. The model shows how opening a new account or closing an old one shifts your Average Age of Accounts.
Current AAoA
6.0 yrs
After opening new account
5.1 yrs
-0.9 yr change
After closing that account*
5.2 yrs
-0.8 yr change
*Closed accounts in good standing typically continue to appear on your report — and count toward AAoA — for about 10 years. This calculator shows the AAoA once the closed account eventually drops off.