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Auto Loan Total-Cost Calculator

Payment shopping hides the real number. Enter price, down payment, and term to see total interest, true monthly cost, and lifetime spend.

Vehicle price ($)

Sales tax (%)

Down payment ($)

Trade-in credit ($)

APR (%)

Term (months)

Est. monthly insurance ($)

Est. monthly fuel ($)

Loan payment

$581/mo

Total interest

$8228

True monthly cost

$901/mo

Loan + insurance + fuel

Total lifetime cost of ownership

$68368

Down + trade + all payments + insurance + fuel over full term