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    Statistics & Research

    Consumer Debt Statistics

    5 min read · Educational Reference · Last reviewed 2026-05-31

    Quick Answer

    U.S. household debt has trended above $17 trillion in recent reports - with mortgage debt the largest component, followed by student loans, auto loans, and credit card debt.

    Key Takeaways

    • Mortgages are the largest debt category.
    • Credit card debt has grown notably in recent years.
    • Auto loan balances have also expanded.

    Where to Verify

    The Federal Reserve Bank of New York publishes the Quarterly Report on Household Debt and Credit - the primary public source for these aggregates.

    Frequently Asked Questions

    How current are these figures?

    Aggregate household debt statistics update quarterly - readers should consult the original sources for the most recent quarter.

    Source References