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    Credit Reports

    Business Credit Report

    A report on a company's payment history and creditworthiness, separate from personal credit.

    What It Means

    Business credit reports are maintained by bureaus such as Dun & Bradstreet (PAYDEX), Experian Business, and Equifax Small Business. They include trade payment data, public records, and company demographics. Establishing business credit requires opening accounts that report to commercial bureaus and paying on time.

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