Quick Answer
The Business Credit Track walks through business structure, EIN and banking setup, relevant bureau profiles, reporting accounts, cards, and SBA financing as a progression rather than isolated topics.
Key Takeaways
- Start with structure, EIN, and dedicated banking.
- Use accounts that report to the bureaus relevant to your goals.
- Add financing only when business needs and repayment capacity support it.
Lesson 1 - Foundations
Establish the legal and reporting infrastructure.
- Business Credit Basics - /business-credit-university/business-credit-basics
- EIN Credit - /business-credit-university/ein-credit
- DUNS Profiles - /business-credit-university/duns-profiles
Lesson 2 - Trade Credit
Build the early profile with reporting vendors.
- Vendor Credit - /business-credit-university/vendor-credit
- Net 30 Accounts - /business-credit-university/net-30-accounts
Lesson 3 - Cards and Lines
Graduate to revolving business credit.
- Business Credit Cards - /business-credit-university/business-credit-cards
- Business Lines of Credit - /business-credit-university/business-lines-of-credit
Lesson 4 - Scaling
Add structured financing as the business matures.
- SBA Financing - /business-credit-university/sba-financing
- Scaling Business Financing - /business-credit-university/scaling-business-financing
Frequently Asked Questions
Can a sole proprietor follow this track?
Yes - most lessons apply to sole proprietors, though forming a legal entity is commonly noted as a useful early step.