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    Business Credit Track

    Self-paced · Educational Reference · Last reviewed 2026-05-31

    Quick Answer

    The Business Credit Track walks through entity formation, DUNS, trade lines, business cards, and SBA financing as a progression rather than isolated topics.

    Key Takeaways

    • Order matters - entity, EIN, banking, DUNS, then trade.
    • Trade lines feed the profile that supports cards and lines.
    • SBA opens later in the journey.

    Lesson 1 - Foundations

    Establish the legal and reporting infrastructure.

    • Business Credit Basics - /business-credit-university/business-credit-basics
    • EIN Credit - /business-credit-university/ein-credit
    • DUNS Profiles - /business-credit-university/duns-profiles

    Lesson 2 - Trade Credit

    Build the early profile with reporting vendors.

    • Vendor Credit - /business-credit-university/vendor-credit
    • Net 30 Accounts - /business-credit-university/net-30-accounts

    Lesson 3 - Cards and Lines

    Graduate to revolving business credit.

    • Business Credit Cards - /business-credit-university/business-credit-cards
    • Business Lines of Credit - /business-credit-university/business-lines-of-credit

    Lesson 4 - Scaling

    Add structured financing as the business matures.

    • SBA Financing - /business-credit-university/sba-financing
    • Scaling Business Financing - /business-credit-university/scaling-business-financing

    Frequently Asked Questions

    Can a sole proprietor follow this track?

    Yes - most lessons apply to sole proprietors, though forming a legal entity is commonly noted as a useful early step.