Wells Fargo
Wells Fargo Bank, N.A. · San Francisco, CA · Founded 1852
Wells Fargo — straightforward cash back with strong intro APR windows.
About Wells Fargo
Wells Fargo issues a focused lineup of consumer credit cards, including the flat-rate Active Cash and the category-focused Autograph. Wells Fargo Rewards points can be redeemed for cash back, travel, or gift cards on eligible cards, and select cards offer strong 0% intro APR windows on purchases and balance transfers.
Strengths
- Competitive flat-rate cash back on Active Cash
- Long 0% intro APR windows on several cards
- Simple, transparent rewards structures
Lineup notes
Wells Fargo consumer cards typically do not require an existing banking relationship, though existing customers may see streamlined applications. Compared to Chase and Amex, Wells Fargo's transfer partner list is smaller.
Featured Wells Fargo cards
Frequently Asked Questions
Do I need a Wells Fargo bank account to apply for a card?
No. Wells Fargo credit cards are open to applicants without an existing banking relationship, though existing customers may see faster application experiences.