Capital One
Capital One, N.A. · McLean, VA · Founded 1994
Capital One — cards across the full credit spectrum with transferable miles.
About Capital One
Capital One is a diversified financial services company that issues credit cards across the full credit spectrum — from secured and credit-builder cards for applicants with limited history to premium travel cards with airport lounge access. Capital One also operates its own airport lounges and offers a transferable-miles ecosystem through Venture and Venture X.
Strengths
- Cards for every credit tier, including secured and rebuilding
- Transferable miles with a range of airline and hotel partners
- Pre-qualification tools that use a soft credit pull
Lineup notes
Capital One's personal lineup includes Quicksilver (flat-rate cash back), Savor (dining and entertainment), Venture (travel miles), and Platinum (credit building). Business cards are branded Spark.
Featured Capital One cards
Frequently Asked Questions
Does Capital One offer pre-qualification?
Yes. Capital One's pre-qualification tool uses a soft credit inquiry that does not affect your credit score. Pre-qualification indicates likelihood of approval but is not a guarantee.
Which credit bureau does Capital One pull?
Capital One is well known for pulling from all three major bureaus (Equifax, Experian, and TransUnion) on many applications. The exact bureaus pulled vary by state and applicant profile.